General Information

The insurance plans in the International SPE GlobalCare Group Insurance Program are underwritten by some of the most recognized names in insurance in the Americas and Europe.

HTH Worldwide

Founded in 1997 as Highway To Health, Inc., HTH Worldwide has grown to become a leading provider of international health insurance programs and an innovator in online healthcare information, medical assistance and insurance services around the globe. Presently, HTH annually provides health insurance products or services to over 650,000 individuals who travel, study or live outside of their home country.

HTH Worldwide is the parent entity of Worldwide Insurance Services, Inc., d/b/a HTH Worldwide Insurance Services, a licensed broker and third party administrator, and HTH Re, Ltd., a Class 3 Bermuda-based reinsurance facility.

Global Benefits Group

In 2010, Global Benefits Group, GBG, celebrated its 30th year of serving the needs of expatriates, third-country nationals and local nationals. GBG has full-service administrative offices in Southern California (Corporate Headquarters); Belgrade, Serbia; Hyderabad, India; London, England; Manila, Philippines; Quito, Ecuador; Shanghai, China; Singapore; and Vienna, Austria. In addition,

GBG business is generally issued via GBG Insurance Limited, an offshore captive domiciled in Guernsey, Channel Islands. All business is reinsured by a world-class panel; when required by specific regulation, business is issued by locally domiciled insurance companies.

Chartis

Chartis is a world leading property-casualty and general insurance organization serving more than 40 million clients in over 160 countries and jurisdictions. With a 90-year history, one of the industry's most extensive ranges of products and services, deep claims expertise and excellent financial strength, Chartis enables its commercial and personal insurance clients alike to manage virtually any risk with confidence. Chartis is the marketing name for the worldwide property-casualty and general insurance operations of Chartis Inc.

Personal WORLDRISK is underwritten by the Insurance Company of the State of Pennsylvania.

Rutherfoord International, A Marsh & McLennan Agency

On March 16, 2010, Rutherfoord became a Marsh & McLennan Agency LLC company (MMA), which operates independently of parent company Marsh Inc., the world's largest insurance broker. This combination of great companies offers the middle market Rutherfoord's integrity, industry knowledge and best-in-class customer service with a broader array of capabilities and resources through the MMA network.

Our professionals, many of whom have worked as underwriters or corporate risk managers, includes Certified Safety Professionals highly specialized in the industries of a number of our clients. Our service teams constantly scan the insurance horizon for opportunities that might lower a client's costs, reduce exposure to risks, or perhaps improve an employee benefits program.

International Contractors Retirement Savings Plan Partners

Alexander Beard Group plc

Since its foundation in 1987 the Alexander Beard Group plc have specialized in providing Pension, Healthcare and Insurance Solutions for internationally mobile Executives and Contractors in the oil and gas exploration industry.

The Group has offices in the UK, Australia, Cyprus, New Zealand and the United States of America.
www.abg.net

Aegon Global Pensions

Aegon N.V. is the holding company of one of the world's largest insurance and investment groups ranked by market capitalisation and assets. It operates through a decentralised organisation endorsing a multi-brand, multi-channel distribution strategy.

The AEGON pension network member below is integral to this plan.
www.aegon.com

La Mondiale Europartner (LMEP)

LMEP was established in 1989 specialising in offering pension and Employee Benefits to internationally mobile workers ("expatriates"). Its parent company AG2R La Mondiale is one of France's largest corporate Retirement Plan providers and was established in 1905.
www.lamondialeeuropartner.lu

Russell Investments

Founded in the USA in 1936
$926 billion in assets under management and advisement
More than 2,900 institutional clients and millions of individual shareholders in 46 countries
Clients include banks, insurance companies, investment advisors, pension funds, foundations and sovereign wealth funds.
www.russell.com